I agree with the approach SWComposites suggests. However dont forget the laminate composition may effect the directional bearing properties.
We clear a lot of structures using a spreadsheet based OHT method, this takes into account the local laminate composition, including any drape induced shearing, local bypass loads, gives choice of failure criteria. Outputs an RF and a failure envelope. It currently works for only some CFRP materials.
This approach is probably only worthwhile if you are designing 'down to the wire' but it has proven very effective for us.