Bear Claw,
There are multiple questions someone would have to know the answer to for them to begin to answer this. I know South Florida has gotten stricter, but I do agree with oldestguy, you probably need a local engineer. For someone to adequately answer this, they would almost have to do a full design. Here are some questions I have:
1. You can have wood walls but not a wood gable? That seems odd to me. Is you current wall concrete or CMU? That would make more sense.
2. Is the requirement for new homes or new remodels only or does this mean everyone has to upgrade their houses?
3. If I did not have to do this, I doubt I would.