Expanding on Ingenuity's last paragraph,
1 A 2D and a 3D analysis will yield the same total moment in a panel and the same total negative and positive moments at each cross-section. The 3D model will give the extra benefit of defining a very accurate transverse distribution of these moments based on an elastic material. To do a 3D analysis and then take an average moment over the whole panel width is a waste of effort as the 2D model will give exactly the same result in a fraction of the time.
Unfortunately, the transverse distribution of moments in a 3D model is too accurate and we end up with a different moment at each mm or inch across the width, an impossible design situation. Appropriate design widths need to be selected. We have found that the use of the RC 2way division into column and middle strips is a very logical method of dividing up the moments in a 3D analysis. This allows some averaging, especially of the very sharp negative peak moment at the column which is really an anomoly of the analysis method anyway, but is nowhere near as illogical as the Full Panel Width approach. If a 2D analysis is done, a good approximation of the 3D result is achieved by using the RC transverse distribution factors between column and middle strips.
2 The stresses in a slab relate to the moment in the slab. If there is significant variation in moment over a certain width of slab, then the stresses will vary accordingly. For a flat plate with uniform loading, the assumption of Full Panel Width as the design width means that these stresses are averaged over the whole width of the panel. In actual fact, these stresses vary by several orders of magnitude in a maximum negative moment region at a support and by about 25 to 50% in a maximum positive moment region. In the negative moment region even the assumption of averaging over a column strip width and a middle strip width results in a difference in stress of approximately 3 times between the 2 strips and a stress 1.5 times the Full Panel Width figure.
The use of averaged moments is very misleading and does not represent the true stress conditions in the slab. The result of this is that the designer may decide that a slab is uncracked based on averaged moments, but, in actual fact, the slab is highly stressed in some areas and will crack causing unexpected serviceability problems with respect to wide unrestrained cracks and significantly increased deflections.
This calculation is completely unrelated to the tendon layout approach used, either banded/distributed or conventional column/middle strips. The elastic stresses in the slab are generally only slightly affected by the tendon layout as long as a logical load balancing layout is used.
The tendon layout and reinforcement pattern only come into the equation after cracking has occurred. If the bonded reinforcement is not placed where the higher elastic stresses occur in the slab, then the cracks will not be restrained and the effects mentioned in the previous paragraph will be worse.
For slabs with large randomly located point loadings applied on the slab, this is even more critical and placement of tendons and calculation of stresses/capacities must be directly related to the elastic moment pattern in the slab.