O.K.... given that AELLC’s sketches define the problem, the engineering logic would be the following: by putting the long steel beam right up under the fl. framing, you provide better lateral support for it (the primary load carrying member), from the fl. framing and diaphragm above. Then it feels a bit awkward to hang the 2' of cripple studs and a door header below the primary beam, but you still need some lateral strength/stiffness at the top of the door. If you sheath this entire detail with plywood or osb it should be just fine. When you put the steel beam right over the doors, you provide a good header with some lateral strength/stiffness, but the cripple stud/wood pl. on top of the steel beam does not provide good lateral bracing for the stl. bm. because of the of the hinge at the top of the beam. I’ll bet that was Virginia’s thinking on the matter. If you sheath this detail with plywd. or osb you end up with a plywd. box beam w.r.t.vert. loads, and a stressed skin panel resisting lateral loads and helping stabilize the stl. beam. The bigger problems, we now know, have to do with how this wall of the garage works as a shear wall, when 80% of it is door opening, and providing enough framing around the door opening and a strong enough door, so the door doesn’t just crumple inward in a strong wind.