The proposed detail should be acceptable, subject to your evaluation of strength and structural integrity. If the bars are spaced sufficiently, dowels should be just inside the ties, adjacent to, but not inside, the main bars. They have to be fastened well, and using longitudinal steel and ties makes this more secure. Also, you are still subject to spacing, congestion, and maximum reinforcement ratios in the lap zone. Reinforcement without properly consolidated concrete all the way around doesn't function well. (We see this on the west coast from time to time.)
Starting lap splices at the top of slab is the economical way. This allows the upper cage to be set directly on the concrete surface. Starting splices mid-height required some way of securing the upper cage in place before forming. Tie wire is not really made for this kind of stress, and falling rebar cages are dangerous. If you use mechanical splices, splice them at a height above the slab to give workers good access. The offset bends in the longitudinal bars should start inside the floor beams/slab and be complete at the top of slab.