Unless one defines a 104 year old structure that was nominally designed for a 1 in 1000 year flood event to be poorly designed, then this is not specifically an engineering failure. However the same area flooded significantly in 2017. In western Canada in 2013 , Calgary was flooded to the tune of $5 billion.
As engineers one of the first things we were taught was " Dont build or buy in a flood plain". I am quite prepared to accept that climate change is contributing to the apparent increasing frequency and severity of these floods etc. And of course the damage and devastation here is insignificant compared to the recent hurricane damages in the SW USA states over the last 20 years or so.
But I cant help but ask , what are we as citizens and / or government doing wrong here ?? Should we as voters and taxpayers be demanding more effective and timely spending by governments??? Should we as engineers be trying to spread the word more effectively to the general public??? I find some of the comments in the press to be incredible. I dont think the insurance industry is likely to be much help to 90% of those affected.