Unless somehow (1) the building is so far "up" off of the ground that there is no resistance to wind going "under" the building (to being trapped or slowed by the ground and by the underside of the building) , and (2) there is no resistance to the wind from the support structure and stairs and service buildings between the building and the ground under the building, then you have to prudently and conservatively ignore what little wind goes "under" the building and consider it to be solid-sided from ground to top of building.
Further, the wind speed at ground level is very low (going asymtopically to zero at zero elevation) so the effect of "raising the top" of the building up into ever-faster and faster wind speeds far overwhelms to little bit of reduction you get by trying to assume the building is resting in mid-air.
Now, water resistance is another story at all regards: there, minimizing the "between ground and building floor" water resistance IS critical because water is 1000x the weight of wind, though far slower, and water is 100% concentrated down low under the building against the foundations and posts and stairs.