300W on 48V = 300VA with regards to an incandescent load. The positive temperature coefficient (hot-to-cold resistance ratio) of tungsten does mean a high inrush, but the duration is so short that it becomes not as important as you might think. Most contacts have a "making" capacity that is 6 times the rated continuous current capacity. So even if the inrush is 14 x 300VA = 4200VA, that only relates to the continuous rating being 700VA, so at 48V means <15A, which is still a lot on a basic relay that you will find in the USB relays I've seen, but not unattainable. They had 15A rated relays on that link I provided.