My take on UL, for rated walls, wind uplift, is that the documented assembly is only good for the UL rating as assembled. What I am trying to get my client to understand is that UL can't be "extrapolated" and that there are other third party testing labs out there who can perform the test for their products. Not necessarily a bad move on the part of UL. The vast majority of the continental US can be covered by the 90 rating. By the way, if anyone is interested the FM-28 document has wind speeds for the Philippines, China, Mexico, Australia, New Zealand and Brazil. No information on Africa.