DO NOT ADD 25% to the flow, unless you have a possible error in the system flowrate of +25%. Each of your 3 pumps should be selected with a BEP of 1/3 the system flowrate to have any chance of ever operating at BEP conditions.
What you're really talking about is how well the system design flowrate specification is known today. How much error is in your specified system flowrate right now? Do you really have 25% error? If you have that much error in the possible flowrate, you need to re-evaluate that immediately and probably select a larger pipe diameter too. If you are designing now for a future flowrate 25% higher than the present flowrate, it may be better to design now for 100% of the today's flowrate and make provisions for changing the pumps later, when you actually need to pump that extra 25% higher flow. 5 or 10 years operating at the correct flowrate (at BEP) now will usually pay for respecifying pumps later on, based on the energy savings alone. With a possible error of 25%, an optimized design for pump flow, head, power and pipe diameter is not possible. IMO, the system has not yet been designed and optimized properly.
Making provisions for errors in the required pump discharge head usually makes more sense, because there is more potential for errors in the hydraulics of the system due to head losses from fittings, pipe configuration, estimated lengths of pipe, errors in elevations, etc., than there is from possible errors in flowrate. It is easier to trim or replace a pump's impeller for head adjustments than it is to change out the pump's size for flow busts. Using that method, you could size everything properly now to correct head and flow at BEP. Just be sure you can fit an impeller in the pump that will give you 10% more head, if you need it because of screwed up hydraulic calcs.
BigInch's Laws for Pump System Design:
1.) Know your flowrate and head requirements and design for BEP.
2.) Optimize your pipe diameter to give lowest power cost.
3.) Its always easier to get 10% more system flow with 10% more pump head, then it is to get 10% more pump head with 10% more system flow.
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"The problem isn't working out the equation,
its finding the answer to the real question." BigInch