An easy way to approximate this is to calculate the footprint load of the vehicle and add it as a soil surcharge. As an example, if the footprint of the loader is 200 sq. ft. and it weighs 100 kips, the footprint load is 500 psf. If your soil weighs 125 pcf, you'll add in a 4 ft. surcharge. We use this trick extensively to simulate a H20 loading by adding a 2 ft. surcharge.