I wholeheartedly agree with several of the last comments posted. I can give you some real world examples as I have just finished doing several failure analyses and correlations to tension fittings and the corresponding bolts which failed in fatigue but which even some of the most experienced stress engineers disagreed with me on.
Now, keeping in mind we are talking about true highly loaded tension joints, if preload is not maintained on the bolt, both the fitting and bolt can and will fail prematurely and in some cases at very low fatigue lives. There are some good tension bolt Sn curves with and without preload in the ESDU sheets. The fittings are tougher to analyze.
Just recently, we implemented replacements for a whole series of tension bolts (MS20000 series) because no proper record or mandated torque check had ever been required. Many older engineers balked at this and said that they had never seen such failures. Even the operators had the same opinion. Low and behold, upon removal of the bolts (difficult process as they were frozen-in since there was no requirement to ever replace them) fittings were found cracked. In addition, the fatigue cracks were located exactly were we predicted, on the mating surface were the end-pad bending would be highest without proper torque. A location that would never have been caught by simple visual inspection.
Needless to say, ....bolts are cheap but their failure can cost plenty. If there is no torque record, replace them, inspect the fittings for damage and mandate annual torque checks. Sorry, tension fittings and bolts are one of my pet peeves.
As for modelling the preload and various failures modes, the best work I ever saw was by an old friend of mine who worked for MACAIR. They tried to come up with a replacement for the Lockheed bathtub fitting method and it seems to work pretty well. Mind you though, it was done without lots of fancy modelling and based more on loads and constraint theory than on modelling contact surfaces, fine meshes, etc. Very practical and efficient method. Without going into details, the basic difference is that without preload, the endpad sees significant bending, with preload the load is transferred to the sidewalls in pure shear (same argument people have with shear clips). For the case without preload, they came up with endpad bending stresses based on various ratios of endpad to side wall thicknesses, lengths, etc.
Good luck