Your overkill is our normal robust loadpaths....
If you're not subject to seismic loads (which is virtually nothing round here), then I think the limit is dropped to 15%. But everyone just designs for 30% minimum because of the industry standard connections, reality is for a economically designed beam it suits quite well making virtually all of the connections for a given beam size the same, easy for fabricators as they know exactly the configuration and costs.
We also need to ensure simple connections, like the shear tab as they are called in North America have a ductile failure and can accommodate inelastic rotations, plate yields before weld fails or bolts fail in simple terms. This often necessitates a further bolt or two anyway to which the side effect is you get to 30% shear capacity relatively easy. For our max depth hotrolled sections (610UBs) I think it's only 5 (or 6) M20 bolts. The majority of beams less than 360mm deep only require 2 M20 bolts to get to 30% so it's not really too onerous.
The only other exception is if your connection isn't a shear connection carrying shear, then it's subject to other minimums like moment capacity or axial limits.