The direct rainfall on the lake is not my question. I've modeled 3 drainage areas as 3 separate subcatchments. They outlet to the lake in 3 different spots. I have the Tc for each. There is a dam at lake outlet. The runoff from one subcatchment outlets to the lake at the far end away from the dam and runoff from the others enters at the sides of the lake. I just need to know how to handle modeling the subcatchments with the lake runoff in Hydrocad. You suggested modeling the lake as a separate subcatchment with a time of conc. of 0 and a curve number of 98. Can you clarify a bit?