I am checking masonry wall bracing through internal bracing and overturning calculations. Foundation overturning is usually the governing failure. My method has been to keep the resultant load in the kern using the .6D+w service load combo. This turns out to be the worst case for most narrow footings. I also have added in a 1" eccentricity and an additional factor for P delta that might result from compression of the soil when the wall and footing begins to rotate prior to picking up load. I feel I may be too conservative. I know what my wall and footing weight is so the .6 is a pure stability safety factor. However, keeping the resultant in the kern is also a safety factor that prevents zero tension on the uplift side of the footing and limits the potential P delta. Sometimes the resultant P/A+M/S loads are quite small and I have fudged on occasion when the resultant is only a small amount outside the kern and soil loads are small. Would be interested in other approaches.