First off - is your structure on a raft/mat foundation? or separate spread/strip foundations? If the latter, do they interact with each other? That is, are they close enough so that within a depth of 2B to 4B (4B for strip and 2B for spread)the pressure bulbs would interact (can use a 2V:1H pressure spread for preliminary assessment). If they don't you will have isolated footings and the settlements would depend on the width of the footing. As fattdad says, you will need (1) the elastic estimations for settlement and (2) if the pressures extend down into the stiff silt, you might need to know the preconsolidation pressure (assuming the silt is acting cohesively - you can estimate this from the overburden/undrained shear strength ratio. The water table comes into effect in that the settlements are based on effective overburden pressures (existing ground pressures) onto which your added structural pressures will be added. This is basic text book stuff - and you can get from various sources - which I am hoping this isn't a homework problem. Then by various methods - elastic for sands and consolidation/elastic for the stiff silts, you can estimate the settlements - don't forget that the consolidation settlements will take time whereas the sands will be rather instantaneous. Therefore you may wish to determine, given various degrees of consoldiation to develope a settlement vs time curve. And, if you can estimate the settlements to within 25% or so of the actual settlement you will have had a good day.