I have seen a number of failures of this type. Without seeing yor situation, I cannot diagnose the cause, but there are a number of possibilities. In addition to the possible soil problems mentioned in the previous posts, a plumbing leak, as drose977 mentioned, is also a possibility. I have seen water service leaks wash away the soil beneath a footing, causing the corner of a foundation wall to crack at both walls and settle. I saw a similar failure due to the breakage of a storm sewer pipe that ran alongside a foundation at a distance of about five feet. Everything looked fine until BAM! the foundation cracked and settled. Another, odder, failure-but one borne out by soil borings- was during a dry spell, ands a large tree near the foundation was taking moisture from the soil that wasn't being replaced by rain. The soil under a foundation corner dried and contracted whereas the soil under most of the foundation stayed moist. Again, foundation cracking and failure.
Atlas-type piers or other permanent posts/jacks can usually be advanced to stable soil, allowing adequate underpinning of the foundation. Likewise, jacking the joists should work as well. It would be well worth your while to find a contractor that specializes in such work. I have seen inexperienced contractors attempt these jobs with disastrous results. Good luck!