This is actually a fairly common procedure. The "plate" coating is most accurately accomplished using very thin membrane elements (not shell elements). There is a clear rationale for this:
1) In "blocky" structures the peak stresses will be on the free surface (barring any defects--which of course FEA can't account for).
2) On the free surface the stress tensor devolves to two normal components and one shear (which the membrane element captures nicely).
By coating the continuum elements with membrane elements (at coincident nodes), the membrane elements go along for the ride (if they are sufficiently thin) and the membrane element shape function is then used to calculate the surface stresses at the membrane integration points (which of course are at the free surface, as opposed to the integration points of the continuum elements which reside beneath the surface).
The membrane elements can be made VERY thin (as they introduce no near-singularity problems since their connectivity mimics that of the much stiffer continuum elements). Therefore the error due to increased stiffness is VERY small. And the increased accuracy due to integration point calculations at the surface is better than for the continuum elements which must extrapolate to the surface.
As Matthew pointed out, this is very common for fatigue. It was also much more common back in the "old days" (which is actually not that long ago) when computer size limited the mesh density for cast components (hence the error due to stress extrapolation was nontrivial).
Brad