Doug......I must disagree with your assumed distribution of reaction force..........so then, by the same logic, if the load on upper beam were highly irregular.....say, with completely non-uniform shape......would you say that shape of pressure within contact area must somehow be the same irregular distribution?......of course not.
I have checked reaction force for I-upper values between upper limit of I-upper = 41-2/3 percent of I-lower (first contact)........and I-upper of 25-percent of I-upper, which for some inexplicable reason (for now) is a clear break-point between; (1) Point-only contact (and reaction force) and, (2) Distributed-pressure contact for lower values of I-upper. I have verified this by moving edge of potential distributed contact zone closer and closer and closer to midspan to try and find another point of contact (adjacent to midspan) .....and, amazingly, it does not happen for any values as close to midspan as you care to get. Also, the midspan reaction (applied by lower beam) for I-upper-25 is an exact 20-percent of total load, which also is surprising.......though I suspect that for fixed dimensions of this configuration the "stars" just align perfectly for that relative value of I-upper.
For I-upper less than 25-percent of I-lower.......some length of contact and distributed contact-pressure occurs. It is reasonable that character of this contact pressure occurs in a way that demonstrates a transition consistent with behavior for point-load-only contact ......that is, contact pressure should have large peak pressure at midspan that reduces down to zero at edge of contact area. In fact, that is what I find for I-upper-24.5 and I-upper-23, with results listed below. Of interest is that rate of pressure-reduction (from peak to zero) is not straight-line.......in fact reduction is very rapid, such that pressure most likely conforms to an exponential function (which is not surprising at all).
For I-upper = 24.5 percent of I-lower
Length of contact (centered at midspan) = 2.08 percent of L-upper (which is L-lower /2)
Total reaction force = 20.683 percent of total load (wL/2)
Peak node force at midspan = 99.40 percent of total reaction force
M-upper at edge of contact = 24.72 percent of M-lower
M-upper at midspan = 24.29 percent of M-lower
For I-upper = 23 percent of I-lower
Length of contact (centered at midspan) = 5.50 percent of L-upper (which is L-lower /2)
Total reaction force = 22.77 percent of total load (wL/2)
Peak node force at midspan = 94.30 percent of total reaction force
M-upper at edge of contact = 23.26 percent of M-lower
M-upper at midspan = 22.21 percent of M-lower
John F Mann, PE