Mike-
I assume that you're talking about VRLA "maintenance-free" ( I call them 'maintenance-proof') batteries and if so, I concur, although my company's practice stretches that out to five years.
For flooded-cell lead acid batteries, a load test is called for upon initial installation and every five years afterward. That time is revised downward if the test results are less than satisfactory. At 80% of nameplate, you should then consider replacement. If the string is less than ten years old (a nebulous figure) and you have one or two cells bad and the rest testing good, replace the bad cells (or jars) and continue service. Past that point, you'll likely find that deterioration is starting to appear on many cells and replacement of the entire bank is in order. Flooded cells can be measured and inspected visually through several commonly understood means.
I am in the middle of this exercise. One of my business units uses flooded cell banks for UPS. I am replacing strings that are over twenty-five years old. The other business unit favors the maintenance-free batteries and I just replaced one station's array that was seven years old with several bad cells. Mine are in three-cell and six-cell batteries and the cases are opaque.
On VRLA battereis, visual inspection seldom tells much and a failing cell can be masked by the readings of good cells in the unit. In batteries used in float service, a failed cell might not show up until the batteries are required to perform. The old IEE standard called for annual load tests of VRLA batteries. This is expensive for small banks.
old field guy