I would think that membership should get you discounts to various seminars and insurance and all that. The better question is whether NSPE or ASME better than another organisation?
What kind of insurance are you looking for? If it is auto (personal), medical and that type, maybe take a look around (AARP anyone?). If it is professional, liability or negligence, maybe take a look at your state engineering association?
In any case, ASME membership gives you discounts to ASME publications, which may be a good thing since you are in the mechanical engineering field.
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Albert Einstein
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