Regarding rebar chairs, and granted this was 15 years ago, there was a conversation had with the local rebar suppliers around here asking how they determined the chair heights based on the parameters we provide on our drawings for top slab reinforcing only. For bottom reinforcing they generally have the proper chairs available to give the heights specified.
1) The rebar guys consider the clear cover specifications on our drawings as a minimum, not a set number.
2) When determining required chair height, they use nominal bar diameter including deformations, even though theoretically you could have the valleys line up. For example a 15m bar is actually 18mm nominally with deformations, therefore in their calculations they assume the double mat of top steel thickness to be 36mm (18x2) however if the valleys lined up it would be at most 30mm, therefore moving your reinforcing further from the top surface by 6mm.
3) When the detailer is calculating the chair height they round down to the nearest 1/2", moving the steel further down from the top surface again. I do not know if metric chairs are manufactured or if they just use imperial ones.
So what does this all mean: Let's assume a 150 thick slab with 20mm cover and 2 layers of 15m bars.
If you design to the absolute tightest tolerances your effective depth to the primary top reinforcement is 122.5mm (150-20-15/2).
Using the guidance for the detailer's calculation the worst case underside of reinforcing dimension is 94mm (150-20-18*2)and since they do not make a 94mm chair they would round down to the nearest 1/2" increment or 89mm.
Now let's say that you have the valleys line up, and this chair discrepancy, then your actual effective depth to the primary top reinforcement is 111.5mm (89+15+15/2) or a reduction in effective depth of 9%.
This is a worst case scenario type thing, but none the less something to keep in mind. Also as I indicated this conversation with the rebar detailer's happened 15 years ago (but there's a quite clear memo that floats around our office regarding this).
I generally then tend to take off 5-6mm from my effective depth when designing slabs (or alternatively do not take them past 90% capacity).
Take from this what you will.