20 m of peat is pretty thick - actually damn thick. You have only 4m of sandy fill onto which your footing will be 2.5m in minimum size. For spread fdns, the pressure bulb will go some 2 to 2.5 x footing width (for 10% or so of applied pressure). For strip footings, it will go 3 to 3.5 x. This means that you will have relatively significant pressures extending into your peat. This is assuming that the fill has been in place for a significant period of time and you are well into secondary consolidation of the peat due to the fill.
This is tricky and should be handled with care. An experienced geotechnical engineer should be approached - without question. I might assume you are in Canada, if so - and you need some contacts, please advise.
Some initial thoughts:
Properties of the peat, of course, is the nature of the peat - whether fibrous or amorphous. What is the compression characteristics - i.e., primary and especially secondary. Peat will have significant secondary settlements. What are the strength parameters.
What is the nature of the fill - old/new? Was it an engineered fill or just loose fill placed and dozed as the occasions warranted??
If you are planning to add any more areal fills to raise grade - this will create muchas problemas. These fills - if done at the time of the construction - will lead to further significant primary and secondary settlements. I would, even suggest that a rigid raft fdn might be a better choice in that the structural behaviour would be more uniform - tilting, maybe, but scant to little differential between bearing walls/adjacent footings.
I was involved in a project in Burnaby, BC, Canada where some 2.5m of fill was placed atop 25ft of peat and 25ft of soft clay. The building was on piles and they used wood piles for a later expansion. As the expansion was in a traffic area, a problem was encountered in that the fill would settle leaving the butt ends of the wood piles peering up proud to the ground. They would cut off the butts to "ground level". Then, a year later, same thing - again they would cut off the butts. They did this for several cycles. So - you see, settlement ongoes.
Consideration might be given to preloading. The more the better although you will have to watch for edge instability. Plus, though, you need time.
Hope these early thoughts have been of some use to you. Check out some of the other threads given at this site regarding peat. There are some good comments in them too.
Best regards and Good Luck.
![[cheers] [cheers] [cheers]](/data/assets/smilies/cheers.gif)