First of all I have to recognize your English is better then mine!
Second, you are right, the ZCT has to be mounted on all three cores of a cable supplying entire load. If the main CB is connected with incoming [utility or else] by cables- even if it could be outside of your property- I think ZCT could be mounted on this cable. But if the terminating of the supply cable is already made [by Utility, may be] it is still a problem.
An other solution is to prepare 2 system of ZCT: one for reactor and second for motor independently. It is more expensive, indeed. I don't think the solution to combine both in a single ZCT it is possible. At least you need two toroidal transformers, one in each location. You have to ask the ZCT manufacturer if the electronics may be common.