When adding + sequence impedances, work from the point in question back to the source. Same when adding - sequence impedances. When adding zero sequence impedances, though, work from the point in question back to the first Dy transformer. Any impedance upstream is essentially shorted out to zero.
During unbalanced loading or fault conditions, the unidirectional zero sequence current component is confined to circulate within the delta. At this point it only sees the winding impedance. Since it doesn't return to the source, no impedance further upstream is relevant.
SLG faults see an impedance that is the average of the sequence impedances, while three phase faults see the positive impedance. Close in faults with low zero sequence impedance will therefore exceed the three phase fault current.