We are designing a 5-story wood-framed apartment building. The bearing wall design is being governed by the limit state of wood bearing on the sill plates – perpendicular-to-the-grain compression stress. It appears that this is a serviceability limit state (not a strength limit state). We are trying to minimize the impact of this limit state driving the stud spacing. We are exploring the use of a better grade wood for the sill plates, but another thing we are wondering is whether we would be justified in backing off on the live load used for checking bearing on the sill plates. If the bearing perpendicular to the grain is a serviceability limit state, then would it not be reasonable to use a lower (realistic) live load to check bearing perpendicular to the grain on the sill plates? (Perhaps 10 psf versus 40 psf.) This would be similar to using code wind loads to design the lateral-load-resisting system in a building, but using lower wind pressures to check drift. Any thoughts would be appreciated.