Number one, fault current is more likely 10 times or more load current, unless you are in a very weak area.
Number two, you can't simply add load current to fault current because load current is at an angle near zero, and fault current is closer to 80 to 90 degrees. When you do the vector math, you will find the added current is not very much.
Also, the load does decrease during a fault because of the drop in positive sequence voltage.
So if you want to include the load current in a fault, you need to first determine what the faulted condition load current is.
In the case of large motor load, the inductive feedback might exceed the normal load (rare on transmission, which is why I don't consider it).
Also, you need to consiter the contribution from grounded wye capacitor banks in your fault calculations.