I assume you are talking about steel that has been quenched prior to tempering. Quenched steel (assuming high enough carbon concentration) forms into the martensite phase, a highly dislocated body-centered tetragonal crystal structure. This structure has very little plastic strain capacity, so any defects in the material quickly overcome the fracture toughness of the stressed steel. However, tempering the martensite phase into ferrite (body-centered cubic crystal structure) + dispersed cementite phases allows the steel to have much higher plastic strain capacity. This greatly increases the fracture toughness, allowing failure to occur by ductile overstress.