DaveAtkins...you have two capacities to check in this case...1) Pullout resistance of the fastener, and 2) "Pull-over" resistance of the wood. Most of the "conversation" has been regarding item 2. It is not always the controlling factor.
The value you gave is very conservative. If you consider the shear of the wood (that is ultimately the failure mode in uplift failure, even though initial "failure" is in compression parallel to the grain)under the shear plane of the washer, you will find a relatively high value. As an example, for your 1" diameter washer, you will have a shear area of 3.14xthickness. For nominal 2x lumber, the shear area will be 3.14x1.5=4.71 sq. in. At nominal 125 psi allowable shear stress, the load becomes 589 lbs. Obviously, the larger the washer, the greater the allowable load (up to a point!)
Compare this to about 950 lbf. allowable pullout of the anchor in normal concrete. (This varies significantly with anchor manufacturer and type, so check their tables)