From the standpoint of relevance for the topic, I think appliedse would be served well to review his questions with a structural engineering professional whos expertise includes his relevent local site conditions and residential design practices. I don't know where he lives and what jurisdiction rules apply, but this professional ought to be able to steer him to properly, efficiently, safely and most economically address the issue.
It's been my experience that anyone who's gripped a hammer sees himself a qualified structural engineer, designer and construction expert. And this is true I suppose within the context of their experience. Appliedse however addresses a formal technical challenge from a building official. Respecting the depth of required specialized design expertise in high seismic areas with applicable peculiarities of specific site conditions, materials of construction, even basic structural systems, this is an altogether different matter.