Thanks for that info.
Buying a couple of US-spec tfmrs for an offshore platform and the tfmr vendor's asking me what's the k-factor I want to use for the tfmrs. I reckon I can do away with k-1 or k-4 because 80% of loads are motors, but I reckon I should forward a copy of the load list to the vendor for him to judge himself what the best k rating would be.