Not sure what your building code is based on, per the 2009 IBC section 2304.4 “Floor and roof framing. The framing of wood-joisted floors and roofs shall be in accordance with the provisions specified in Section 2308 unless a specific design is furnished.”
So if you have a design by an engineer (or building designer, where allowed by code) the design controls the bearing requirements. As long as the design, such as a Simpson hanger or framing clip, does meet the code and engineering standards requirements.
The 2009 IBC Section 2308 states a minimum required size of 1.5" (or a 1x4 ribbon and joist nailed to studs) in Section 2308.8.1 for floor joists. Headers 1.5" requirement is in Section 2308.9.5.2. The 1.5" minimum bearing is also noted as require in many other sections of 2308.
The same applies to the IRC.
As for your detail, it would depends on what forces need to be transfered. But I would prefer to use a hanger and see no real reason not to. So the question is, can you find an engineer (or are willing able and will yourself), not me, to design and seal it. The values for end nails would be per the NDS under the IBC code.
Garth Dreger PE - AZ Phoenix area
As EOR's we should take the responsibility to design our structures to support the components we allow in our design per that industry standards.