Lyledunn,
Switchmode power supplies mostly use square-wave switching waveforms that can have very fast turn on and turn off times. The peak voltages and currents reached can sometimes be very high as well, compared to the rated average output power. The problem is to enclose all this electrical violence in a metal box that must be connected to the ground wire for electrical safety reasons.
There are several ways around these problems, but capacitance between the high frequency switching components, and the enclosure can result in high frequency noise currents in the ground wire. For example a switching transistor may be thermally connected to a large heatsink, but electrically insulated from it. There will still be capacitance between the transistor and heatsink, so noise currents could be induced into the heatsink. That is just one example of how it could possibly happen, but there are plenty of other possibilities.
These problems can all be solved, but often the requirement is to keep the physical size and manufacturing cost to an absolute minimum. It is a very competitive business, and it sure ain't easy. The sales and marketing people usually define what is required not the engineers unfortunately. As long as it meets some generally recognised EMC standard it is good enough.
With regard to output surge current capability, any specification within reason could be met with a suitable design. But most design requirements are for constant load and minimal surge (inrush) current capability. In fact you usually deliberately want to limit fault current as fast as possible as a design goal. A power supply that rapidly shuts down with a dead shorted output is excellent in most applications.
If all you want is to power some sort of delicate electronic instrument or circuit, voltage regulation and and noise would be high on the list of requirements.
For automotive applications something a bit more robust but with poorer regulation and noise specifications may be in order. It is pretty difficult to duplicate the low output impedance of a lead acid battery. If you want to be able to deliberately create short circuit fault currents of hundreds or even thousands of amps, it's easy with a battery. Your switchmode power supply could be designed to duplicate it, but it would be a massive and expensive exercise, and probably quite pointless in the end.