yeah, I get what you're doing. My question is why make your FEM so complicated by modelling the holes ? Mesh the surfaces with the bolt center embedded, maybe refine mesh around these points, have co-incident nodes for the bolt, merge these two nodes. You'll get the load transferred via GPFB. [1] This models the fasteners as rigid ... if one fastener is seeing an unrealistic amount of load, replace with a flexible CBUSH.
There's a way to do what you want ... you just don't want to get the carpal tunnel (and the mind-numbing boredom) that'll result !
[1] Personally, I think this is overkill unless it's a very sensitive joint, and that it's usually enough to mesh the two parts and to obtain the load sheared from one to the other over some length (rib/frame pitch) and say fastener load = P/n = P/(L/p) and maybe add some load peaking (peak is 1.5 (2?)* average).
another day in paradise, or is paradise one day closer ?