itsmoked: here's the route I went. I put two 250W panels on opposite sides of the N-S ridge on my garage, each with a grid-tied microinverter. With panels oriented E-W, I spread my generation out over the longest period of each day, and the microinverters make sure that part shade (one panel in shade, the other in sun) doesn't matter. That tiny system does behind the meter "peak shedding". I have a lot of mature trees, so not enough sun-exposed roof for a system large enough to pay back the permits and other fees associated with a full-on micro- FIT installation, so this is the most I can do.
I could fit and use a few more panels, but because I am not be allowed to back-feed any electricity into the grid, I would need a means to measure my demand and supply and shut off panels/inverters to get the two to match my demand but NEVER backfeed. I haven't found the clever and inexpensive way to do that- yet- but hope one day someone will figure that out for me!
The grid-tied inverters I have now are safe to linesmen working on the lines in a power failure because they must have grid power to sync to, and of course also useless to me during power outages.
My UPS needs are limited to my sump pump and, should a long power failure occur in winter, my boiler and its circulator. For those, I have a separate 150 W 12V panel with a cheap PWM charge controller and a couple deep cycle 12V floodies. The main AC sump pump is backed up by a 12V bilge pump connected to the floodies directly, so no inverter needed. If I need to back up the boiler/circulator, I have a standalone inverter capable of driving them, but I'd have to run an extension cord and I'd become the "transfer switch". In a long-term emergency, I have 18.5 kWh stored in my EV battery which I could use, if I really wanted it badly enough.
For fun, I also use the 12V system to operate a garden fountain pump, some garden LED lighting, and a little pump which uses water from the sump to automatically water my wife's hanging baskets- saves getting someone to come by to water them when we're on vacation.