That was my point, a bad design could supply more than 20mA. Chances of it supplying enough current for a fire are minimal but probably still possible in some designs. However, given the wide variety of manufacturers and products using current loops, I would have to verify the current sourcing capability of suspected designs or companies.
My point is it is possible to supply more than enough current, depending on design. Chances are slim but still possible. A one amp or five amp fuse for that matter is not going to effect the current loop. If the load resistance is that marginal that a few ohms causes issues then your operating too marginal already.
If you want to prove your design, short the outputs together and see what happens. I would bet that the current will not go much above 20mA but it is an easy test to verify the design.
Skogs, Just because it sources 20mA does not mean that this is the maximum. There are bad designs in all industries and given the size of this industry, I would not say 'There is no chance of this happening' in any design. If the device is made by a reputable company then there probably is no chance of this happening. Never say Never.
ScottyUK, you understand my point.