Depends on your application and expected use. If this is a single island mode operating unit, like a standby, and your loads are well within the rated power factor of the generator, then a resistive test will likely be fine.
However, do you need to qualify droop or line drop compensation? Or does the end user or AHJ require testing that deomstrates not only full load real power but also full kVA load from the tail end? If so then likely a resistive/reactive load test will be required.
The last few years I worked for a CAT dealer, about 25% of the standby generator set sales/startup jobs required a full load test at nameplate power factor to satisfy end user or contract requirements. Saw this increasing over the years.
On shipboard diesel electric system units we always did a resitive/reactive load bank test as required by the marine regulatory agencies and to make sure the controls and protections operated as expected.
So my best answer is, "depends". More details on your unit, application and if you have any regulatory or contractural requirments can get you a more definate answer.
Hope that helps.
Mike L.