Basically the failure rate is, as stated on manufacturers sites, very low. Much less than 1 in a thousand should show failure during say a few years, if operated at suitable conditions.
Many things may shorten life, primarly temperature. Increasing the temp 10'C can decrease life time by 50%. Operating 50V caps at 30V is just reasonable, so problems could still occur. How much ripple do you have? Is there lots of noise, or high energy spikes? I am a little surprised if you use Z5U, that indicates quite high values of capacitance, above 470n? Perhaps the cap cant handle the surge that arise at power up? Maybe you could split the caps to a tantalum + a 1-10n ceramic? Also Z5U drifts wildly with temperature, could be part of the problem though not likely.
During soldering, the caps are more vulnerable to mechanical stress, you should check the mounting + soldering process. E.g are the holes the correct pitch/size, so the component is easily mounted?