An interesting subject. When engineers, contractors, etc. say, "Strip the topsoil". I ask, "Are you predudiced against black?" Then, I ask "why strip it", and the answers generally are without foundation. In my experience with loss on ignition at 5 percent or less, I have never seen a problem if topsoil is compact before something goes on it, including footings, slabs and roadways. That's in a period of over 50 years.
I hasten to add that topsoil has the tendency to soften more rapidly than the same non-organic soil when wetted, so in wet weather it is more of a problem in that respect. Yes, problems do occur when soft soil, including topsoil, is buried under pavements or other features. But the color and low organic content should not be the reason you strip it.
On the other hand, if we are cost conscious with our recommendations and not "c-y-a" type guys, this subject is brought to the attention of the owner with the cost differences involved, so he can decide for himself.
I first came to realize the lack of knowledge about the plus or minus factors involved when I saw contractors "get away with it" and it worked. The relative compact condition of the stuff makes all the difference (as with any soil)
More often than not, my experience has been that it is left in place (or even used as compacted fill) if the stuff is tight, with success.