A small set will not be able to back feed the grid.
I would expect an instantaneous trip of the generator breaker.
I saw a 6 KW generator closed into a dead grid.
Instant generator breaker trip. No damage.
The energization surge of even a small distribution transformer will be seen by the breaker of a small set (6 KW or less) as a short circuit.
Add to that the energization surge of all the distribution transformers on the primary circuit.
Closing into a hot grid out of phase?
At the least an instantaneous trip.
If you are around 90 degrees out, there may be mechanical damage to the generator.
At 180 degrees out, the breaker will be subject to twice the rated voltage and may fail catastrophically.
On small sets I don't expect to see breakers rated for a higher voltage than the minimum needed.
I would not expect any damage to be external to the set.
However, in this case, I would also expect the unexpected.
The old standby:
"It depends."
A Poor man's transfer switch:
Siemens has these available to convert a standard load center into a transfer switch.
It interlocks the top mounted breaker with the upper lefthand breaker position.
The picture should be rotated 90 degrees clockwise.
The opening fits over the main breaker and the pivoted rocker interlocks the breaker handles.
Here is the Square D version.
Bill
--------------------
"Why not the best?"
Jimmy Carter