IJR..
Gravel pad provides better capillarity for free water movement away from footing bottom as JAE described, it provides a buffer against frost heave as emmgjld says....
Further, if you overexcavate the surface soils and backfill with a 4-6 inch gravel layer, you will likely prevent minor, localized "mushy" footing bottom which prevents contamination of the concrete and reduces the potential for small, localized settlement of the soil "mush" if the water table drops even a few inches.
Be careful if you put in a thick gravel pad, as you can get fines to ravel into the gravel voids from the sides, which can create surface subsidence. If you have an overlying slab or other structure, this can create a void under it. If your gravel pad is going to be more than about 12 inches thick, I would line the excavation with geotextile and wrap the top of the pad before concrete placement.