FEMA rules state that the effective BFE cannot be impacted more 1.0 feet. Therefore a development can fill within the floodplain fringe (the area within the floodplain, but outside the floodway) without imposing on FEMA regulations.
However, development cannot occur within the floodway.
The requirements from FEMA is that and change in the floodplain map (be it from channel improvements, new roadway crossing, or fill) be properly documented with them. This documentation, either through a LOMR or PMR, is very tedious and time consuming.
Overruling FEMA regulations are any local regulations that are more strict. The local state or county regulatory agency typically has a 0.00' impact requirements.
As far as getting information out of FEMA, if it is a HEC model, then contact the FEMA Library. The address is on the FEMA website. There is an initial payment of $120 required.
Johnhan76, if you are in Texas, PBS&J are the review contractors for Region VI. Be sure and call the reviewers often to explain any details of your project. Do not assume they will make an engineering assumption. Be overly detailed in your form explanations as well.