You can model it using FE software, although only in its pre-tensioned state and not with the load applied actually applied (this is down to the "free vibration" theory used to obtain the eigenvalues of the system). As far as hand calcs on a pre-stiffened beam is concerned, that's not straightforward. If the loading is "easy", then you may be able to make some assumptions in your calcs to incorporate the added stiffness of the system due to the load (in FE eigenvalue analysis, the stiffness matrix is "updated" (added) with the extra stiffness of the load). I would seek some guidance from the bible that is Blevins (if you have access to this). Otherwise, modal analysis (eigenvalue) with pre-stress effects turned on using FE software maybe the way to go to get the definitive solution.
Cheers,
-- drej --