I don't know what your codes include, but the Canadian masonry code for limit states design does not stipulate the manner in which the load is distributed. This is likely a consequence of the system being highly redundant or indeterminate and requiring some engineering judgement. It also may change with the next code.
Common practice varies <G> and I don't know what your common codes stipulate. For lintel design, it is common for the design load to include all UDL's within a 45 degree angle from the edge of the support and for point loads to be considered as distributing at a bearing width plus 60 degrees from the horiz downwards to the lintel. The width of the wall affected varies and is generally used to establish the loading on a lintel supporting the wall and point load above.
I have often excluded loads outside a 60 degree angle from the edge of the support, except for 'very big ones' or if the opening is close to an end of wall; I generally look closely at these. If the opening is close to the end of a wall, I have designed the lintel as a cantilever or propped cantilever with a triangular load going from 0 at the interior support to maximum at the outside edge.
Also for heavy point or udl loads, sometimes treat the condition as a 3 pin arch using the height of the arch equal to a 45 degree angle plus the depth of compression I need assuming the allowable masonry compressive stress acting on the face shell only (about 1-1/2"

. I use the full value of the point load. I then check that the horizontal shear on the blocks is approximately less than 1/4 the allowable (comfy factor) and sometimes grout the whole thing anyway. The tensile steel is then based on the flexure required for the triangular shape of block plus the tension tie for the arch. Seems to work OK. I seem to recall that an earlier book by Amrhein (sp?) uses a similar approach as the first method. Within the text, however, he notes that a realistic arching angle might be 30 degrees from horizontal (from memory and may not be correct... so far back it may have been the first edition).