And further-furthermore, many loads are applied to the web of the beam, as is the case with simple header connections of secondary framing members into primary.
It should be noted also that there are some specific loading conditions in which the lower flange is directly loaded, such as the bolting of monorails beams to the underside of support girders/beams. In these cases, the beam capacity can be diminished if:
1. The percentage reduction of the flange cross section at the bolt holes is greater than that allowed by the applicable steel code.
2. The local flange bending should also be looked at, and gussets added if necessary.
Hope this helps,