The difference is that at the OEM level, you would choose a ride height regime for the damper that corresponds to the spring length and rate chosen, so that there is no need for doing something to stop the spring from coming adrift of its mountings. Basically if you wanted that ride height, you would select a shorter damper so that the suspension is physically prevented from extending that far.
Odds are, the selected ride height for that aftermarket coilover is way out of bounds (too low) for the design of the suspension anyhow, so in reality, at the OEM level, you simply wouldn't lower the vehicle that much.