The simple equations are prefaced by the "book" (in my case, Wahl's Mechanical Springs, 2nd ed.) as being only generally accurate (+/- 30%). The real transverse stiffness will vary with the direction of the applied load relative to the windings (ends) of the coil, in my experience. Also, I noted in testing that if the spring is compressed, then deflected laterally, you will see the wires near the ends "slipping" across one another instead of laying down neatly atop one another, adding friction & hysteresis into the mix...