gordonl
I know that there is no differentiation between ground fault sensing and phase imbalance with this kind of (residual ground) connection.
also, stevenal, you can test the relay using a single phase set with either configuration without changing settings. If the current injection is across the Phase CT inputs only, the resulting sensing by the relay will be phase only. If the return current is run thru the ground return, (thru the ground or Neutral element) the relay will sense ground current.
In either case, lower end relays will always have settings changed if the short time delay and instantaneous elements are sufficiently low enough to prevent long time delay verification.
The obvious advantage to you gordonl is that you would not have to install ground sensing elements into the neutral to ground connection and the other is that the residual connection will sense ground fault in the zone directly downstream of you phase sensing, whereas neutral to ground sensing will only work on current coming back thru the NGR.
Also, depending on the kind of relay you are using, the phase imbalance may cause occational trip on energization due to magnetization of CTs. This can usually be compensated with time delay but that depends on system coordination.
Bru