Depending on the geology where you are located, hydro-compactive (aka collapsible) soils could be the problem. Eolian deposits of silt and/or silty sand can be dense based on SPT, but actually contain small voids that collapse upon wetting. Once the soils have been wetted and collapse, they become denser and the voids are no longer evident. Wetting could be occurring from a leaky utility pipe or possibly from poor surface drainage around the home. Footings below the outer walls would settle if the perimeter soils were wetted, but the interior columns would not settle if the soils supporting them remained dry.
I once worked for a firm that had this type of problem come up. The young engineer did not identify the collapse potential in the samples from the site. He also did not check the surficial geologic mapping which clearly indicated eolian deposits at the site and the potential for collapse. Spread footings were recommended, and during construction the contractor was required to moisten and compact the upper one foot of bearing soils. The wetting process induced significant settlement in the footing trench. Fortunately, this was identified early on in construction; otherwise significant damage would likely have occurred. I believe drilled shafts were then designed and installed in a hurry.