So you have elements that stabilize austenite (Ni, C, N, Cu, Mn) and elements that promote ferrite formation (Cr, Mo, Si, Nb). 304 and 316 are meta-stable austenitic alloys, so some ferrite will form on solidification.
Alloys such as 309 and 310 are often very stable and have zero ferrite formation. While this helps their performance at long term elevated temperatures it can make welding difficult. Specialty alloys (Nitronic xx, alloy 20, AL-6XN) are also zero ferrite grades.
If you are welding thin material and it is not highly constrained you can get away with welding with low or no ferrite. In thicker more rigid systems I agree, at least FN 4 is needed, and values up to 10 usually don't hurt.
= = = = = = = = = = = = = = = = = = = =
P.E. Metallurgy, Plymouth Tube